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CCCS offers free money management and housing workshops throughout the San Francisco Bay Area. Learn about various financial topics, from how to apply for a mortgage to the basics of financial planning.

Money Management Workshop Descriptions
  • Basics of Money Management
    Learn how to create a realistic monthly budget, shop for credit, spot early signs of credit problems and develop practical steps to prepare for your financial goals.

  • Basics of Investing
    What is the difference between a mutual fund and a certificate of deposit? When you hear the terms "asset allocation", "tax-deferred investments", and "risk management", do you wish you knew more? Then the Basics of Investing is for you. This workshop provides an overview of available investment options and tips on how to approach your long-term ventures safely and wisely.

  • Basics of Reverse Mortgages
    Reverse Mortgages are a beneficial financial tool for many homeowners 62 years of age and older. There are a number of benefits with Reverse Mortgages, but there are also costs and fees involved that consumers need to be aware of before deciding whether a Reverse Mortgage is right for them or not. This workshop will cover the Basics of Reverse Mortgages, and address questions and concerns that consumers have about this financial product.

  • Did You Survive the Holidays?
    Suffering from a holiday hangover? Learn how to start preparing now to reduce your holiday stress for 2010. Come learn helpful tips to rebuild your savings and repay that holiday debt, along with the basics of creating and maintaining a 2010 spending plan to restore the stress-free joy of the holidays for the whole family.

  • Downsizing Your Debt
    Don't waste your hard-earned money on credit card interest payments! This is a step-by-step guide to organizing your personal finances so you can save money for the future while you pay off debt today. You will learn debt reduction strategies, how to use credit to your best advantage, and how to create your own personal debt repayment plan.

  • Holiday Survival Skills
    Learn how to streamline your festivities and reduce your stress during the holidays. Timesaving tips, inexpensive gift ideas, along with the basics of creating and maintaining a spending plan will help to restore the joy of the holidays for the whole family.

  • Love and Money
    Why is money so often a point of contention? Learn how your individual money personalities may be bringing strife into your relationship, how to resolve money conflicts and how to work on mutually agreed upon financial goals. This fun workshop incorporates games and self-assessment quizzes for greater enlightenment!

  • The Psychology of Spending
    Stop shopping and start saving! Emotions have a powerful influence on our spending behavior. This workshop explores the dynamics that influence our buying habits, as well as personal motivations for overspending. You will learn how to end impulsive purchasing and resist the lure of marketing so you can reverse negative behavior and replace it with positive habits.

  • Raising Money-Smart Kids
    This workshop helps parents introduce and encourage wise money habits to children of all ages. It takes a close look at identifying family money philosophies and attitudes, setting age appropriate goals and limits, and outwitting peer-pressure and advertising.

  • Savings 101
    Save for the future today! America has the highest consumer debt and one of the lowest savings rates of all industrial nations. Financial success begins and ends with savings. Learn to establish personal savings goals and practical tips on how to save easily and painlessly. It's not what you spend or how much you earn that determines your financial success – it's how much you keep.

  • Steps to Financial Success
    This comprehensive workshop covers financial goal setting, creating a workable spending plan and tracking expenses. Learn how to use your money to the best advantage by addressing emotional as well as external pressures. Consumer and credit-based issues are discussed, as well as practical tips you can put to use immediately to see you on the road to true financial success!

  • Understanding Taxes: The Basics
    Dreading April 15th? Eliminate anxiety by attending this tax preparation workshop. Learn what tax forms and schedules are most appropriate for you. Exemptions, deductions, updates on basic tax laws, the various ways of dealing with a tax bill, and much more will also be discussed. Common mistakes cost Americans millions: learn how to avoid them and get the most out of your paycheck.

  • Understanding Your Credit Report
    What is good credit and why is it critical in today's world? Let our experts demystify credit reports so you can have the key to creating and keeping an excellent credit history. How to remove errors, what your legal rights are under the Fair Credit Reporting Act, and much more are discussed in this fast-paced workshop.

  • Women Talk Money
    Think you're the only one with financial challenges and frustrations? Then log off the chat rooms and walk into this workshop! Women Talk Money is an ongoing discussion group that focuses on the financial issues that directly pertain to women. Facilitated by a certified financial counselor, each month a new topic will be examined and a fresh one chosen for the following session. This is your chance to ask questions, share wisdom, learn from your peers and get much needed support in your quest for financial fulfillment.


Housing Education Program Workshop Descriptions
  • Affordable Housing Options for First Time Homebuyers
    Learn about local programs that are available to first time homebuyers. Learn what criteria must be met to qualify for first time homebuyer programs and how to plan for your future.

  • Basics of Money Management
    Learn how to create a realistic monthly budget, shop for credit, spot early signs of credit problems and develop practical steps to prepare for your financial goals.

  • Credit Reports for First Time Homebuyers
    Learn everything first time homebuyers need to know about credit reports, such as what mortgage lenders look for on those credit reports, how to correct inaccurate information, and how to rebuild your credit so that you can buy a house.

  • Downsizing Your Debt
    Don't waste your hard-earned money on credit card interest payments! This is a step-by-step guide to organizing your personal finances so you can save money for the future while you pay off debt today. You will learn debt reduction strategies, how to use credit to your best advantage, and how to create your own personal debt repayment plan.

  • First Time Homebuyers: The Basics
    Learn about renting vs. buying, homeowner responsibility, selecting lenders, realtors and brokers, pre-approval vs. pre-qualification, escrow, and closing.

  • How to Keep Your House Out of Foreclosure
    Do you know what to do when you can't make your mortgage payments?  Do you know how to contact the lender and ask for a loan modification?  Did you know that lenders will sometime reduce or suspend mortgage payments?  Come to this informative workshop and learn how to protect your largest asset – your home
    .

  • Understanding the Mortgage Loan Process
    Learn the types of loans available, how the underwriting process works, the meaning of federal and state disclosures, and what to do if your loan is denied.

For more information on the Housing Education Program, please visit www.housingeducation.org.
 

Copyright © 2010 CCCS of San Francisco